Your Path to Homeownership in 5 Steps
Buying a home at Heritage Estates starts with preparation. These steps will guide you through the process—checking eligibility, connecting with lenders, completing education, and joining our interest list so you’re ready when homes become available.
Watch: Homeownership 101 Webinar
Learn the basics of buying a home, financing, and preparing for Heritage Estates in this recorded webinar.
Review the program requirements and income limits
Confirm you meet the basic qualifications
You’ll work directly with a lender to secure financing for your new home—below are recommended lenders familiar with Heritage Estates:
Advisory Home Loans
Bob Flemming, Manager/Senior Loan Officer
2560 W. Shaw Lane # 105
Fresno, CA 93711
(559) 907-7215 / (775) 412-1200
bob@advisoryhomeloans.com
Gold Standard Mortgage
Veronica A. Barragan, NMLS# 328750
935 G. Street
Reedley, CA 93654
O: 559.638.3338
M: 559.351.7646
Email: loandocs@teamvb.net
Apply here: https://teamvb.shapeportal.com/ref/7
Guild Mortgage
Patty Grissom, Senior Loan Officer
7493 N Ingram Ave #101
Fresno, CA 93711
M: 559-307-7611
Email: pgrissom@guildmortgage.net
Self-Help Credit Union
Sarah Cervantes, Director of Mortgage Origination – CA
5261 E Kings Canyon Road Ste 105
Fresno, CA 93727
O: 559.476.2380 ext. 7081
Email: scervantes@self-help.orgbel
This education course is required to participate in the Affordable Homeownership Program
Community Housing Council of Fresno
2560 W Shaw Lane #101
Fresno, CA 93711
Phone: (559) 221-6919
Website: https://www.chcfresno.org/
Project Sentinel (online only)
Phone: (800) 339-6043
Website: https://www.housing.org/first-time-homebuyer-education
Self-Help Enterprises (online only)
https://www.ehomeamerica.org/homebuyers#homebuyereducation
Select “Self-Help Enterprises” as the local agency
Prepare these for your lender:
Pay stubs
Tax returns
Bank statements
Photo ID
Additional documents may be required by your lender
Be the first to know when homes become available!
The first phase of Heritage Estates homes will be ready starting August 2025. Sign up today, and we’ll reach out with updates and next steps.
Heritage Estates is developed by Fresno Housing to expand affordable homeownership opportunities in Fresno County. Fresno Housing does not provide mortgage loans. Buyers must obtain financing from a private lender and meet program eligibility requirements.